Retirement
TRS
Comal ISD participates in the Teacher Retirement System of Texas (TRS). All part- and full-time employees are required to pay a fixed percentage of their paycheck to TRS, with the exception of substitutes and temporary employees. 8.0% (8.25% starting 9/1/23) is taken out of participating employees’ paychecks to pay TRS, and .65% help fund TRS health insurance programs.
Comal ISD participates in the Teacher Retirement System of Texas (TRS). All part- and full-time employees are required to pay a fixed percentage of their paycheck to TRS, with the exception of substitutes and temporary employees. 8.0% (8.25% starting 9/1/23) is taken out of participating employees’ paychecks to pay TRS, and .65% help fund TRS health insurance programs.
If you’re considering retirement within the next 12 months, ensure you submit the required forms to TRS as soon as possible to avoid any possible delays. For more information, watch the steps to retirement video.
For additional information, please contact TRS at 1-800-223-8778. Monday–Friday, 7 a.m.–6 p.m. Automated information available day or night, seven days a week. Low-peak days and times are Wednesdays and Thursdays and 7–8 a.m. and 5–6 p.m.
TRS Website
TRS Website
403(b) and 457 Deferred Compensation Plans
Comal ISD also offers employees the ability to participate in an optional 403(b) or 457 retirement program. Any employee can enroll in these programs.
403(b) and 457 are optional Deferred Compensation Retirement Plans. Participation is limited to employees of public educational organizations, government organizations and certain nonprofit organizations.
Contributions to these plans are deducted from the employee’s paycheck, which means the employee does not need to pay income tax on the contributions. Also, the employee can build a retirement pool with tax deferred compounding with these plans.
To enroll in the 403(b) plan, please review the forms below and the website of Comal ISD’s Third Party Administrator for the plan, Omni Group, at http://omni403b.com.
Comal ISD also offers employees the ability to participate in an optional 403(b) or 457 retirement program. Any employee can enroll in these programs.
403(b) and 457 are optional Deferred Compensation Retirement Plans. Participation is limited to employees of public educational organizations, government organizations and certain nonprofit organizations.
Contributions to these plans are deducted from the employee’s paycheck, which means the employee does not need to pay income tax on the contributions. Also, the employee can build a retirement pool with tax deferred compounding with these plans.
To enroll in the 403(b) plan, please review the forms below and the website of Comal ISD’s Third Party Administrator for the plan, Omni Group, at http://omni403b.com.
To enroll in the 457 plan, contact US Employee Benefits Services Group at (830) 606-5100.
US Employee Benefits Services Group is Comal ISD's third-party administrator for benefits services.